Federal Deposit Insurance

SpiritBank is a member of the Federal Deposit Insurance Corporation (FDIC).

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the Federal Government organized in 1933 that insures depositors' accounts up to the insured amount. Since the FDIC was established, no depositor has ever lost a single penny of FDIC-insured funds.

FDIC insurance covers funds in deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit (CDs). FDIC insurance does not, however, cover other financial products and services that insured banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, or annuities.

To ensure funds are fully protected, depositors should understand their coverage limits. The FDIC provides separate coverage for deposits held in different account ownership categories. To learn more about the coverage limits of the most common ownership categories that apply to individual and family deposits, visit the FDIC website or contact a SpiritBanker at (918) 712-9292.

Get answers to your FDIC questions
Important Disclosure Regarding Deposit Insurance on Noninterest-bearing Transaction Accounts
Visit FDIC.gov


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FDIC Insurance up to $50 Million

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