Another Chance Checking

Another Chance Checking Graphic of Man in Suspenders

Another Chance Checking

A specially designed account that gives individuals who have had issues with overdrafts or closures at other financial institutions another chance.

  • Monthly service charge of $9.95; customers who have a direct deposit into this account during the monthly cycle will receive a $1.00 credit
  • Free Internet banking*
  • Free bill pay*
  • One debit card owner per account
  • Daily Point of Sale limit set at $500 per card
  • Daily ATM limit set at $250 per card
  • $50 opening deposit required
  • No minimum balance required
  • No checks will be issued or accepted on account—withdrawal slips at the teller line are acceptable
  • Statements without images are available in electronic or paper format
  • No overdraft protection offered
  • After 12 months in good standing***, per customer’s request, the account can be converted to a standard product

Open an Account

*Internet service provider fees may apply
**Message and date rates may apply
***Good standing is defined as: no new negative Qualifile/Chexsystems items or closures and no NSF activity in the last 12-month period

Applicants must be 18 years or older in order to apply for an account.