Maximize your returns. Greater safety.
Whether you are looking for short-term or long-term investments, SpiritBank’s CDs are safe and reliable, and our competitive interest rates keep your money growing. Which one is right for you?
- Terms available from 30 days to five years
- Minimum opening deposits of $1,000 for terms of over one year
- Minimum opening deposits of $2,500 for terms of one year or under
- Minimum opening deposits of $2,500 on CD specials
- Automatically renewable
Substantial penalty for early withdrawal. Fees may reduce earnings.
Interest Rates for Certificates of Deposit
|7 month special||1.09%||1.10%|
|18 month special||1.54%||1.55%|
|24 month||1.14%||1.15 %|
|Interest rates current as of February 2, 2018 and subject to change at any time.|
Substantial penalty for early withdrawal of CD. Fees may reduce earnings.
CD Specials have a minimum opening deposit of $2,500.
Terms one year and under have a minimum opening deposit of $2,500.
Terms over one year have a minimum opening deposit of $1,000.
Maximum balance of $240,000 in each CD.
*APY means “Annual Percentage Yield”