Maximize your returns. Greater safety.
Whether you are looking for short-term or long-term investments, SpiritBank’s CDs are safe and reliable, and our competitive interest rates keep your money growing. Which one is right for you?
- Terms available from 30 days to five years
- Minimum opening deposits of $1,000 for terms of over one year
- Minimum opening deposits of $2,500 for terms of one year or under
- Minimum opening deposits of $2,500 on CD specials
- Automatically renewable
Substantial penalty for early withdrawal. Fees may reduce earnings.
Interest Rates for Certificates of Deposit
|9 month special||2.96%||3.00%|
|15 month special||2.21%||2.23%|
|22 month special||2.37%||2.40%|
|Interest rates current as of April 2, 2019 and subject to change at any time.|
Substantial penalty for early withdrawal of CD. Fees may reduce earnings.
CD Specials have a minimum $2,500 balance to open and maintain.
Terms one year and under have a minimum $2,500 balance to open and maintain.
Terms over one year have a minimum $1,000 balance to open and maintain.
Maximum balance of $240,000 in each CD.
CDs opened online have a maximum deposit of $100,000.
*APY means “Annual Percentage Yield”