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Corporate Account Takeover: What You Need to Know - Corporate Account Takeover is a type of business identity theft in which a criminal entity steals a company’s valid online banking credentials. Small to mid-sized businesses remain the primary target of criminals, but any business can fall victim to these crimes. Attacks today are typically perpetrated quietly, by the introduction… ... Read More New Instant Alerts Added - Your Instant Alerts have just been enhanced! With Notifi, you know the moment something important happens with your money. Best of all, there is no service charge* and it's simple to set up. Just login to your internet banking account and click on "Alerts" to get started. Choose one or… ... Read More Beneficial Ownership - BENEFICIAL OWNERSHIP Overview In May 2016, the Financial Crimes Enforcement Network (“FinCen”) issued a new regulation regarding the beneficial ownership of legal entity customers, most commonly referred to as the “Beneficial Ownership Rule.” Going forward, it will be mandatory for all financial institutions to comply with this regulation by identifying… ... Read More New Chip Cards Coming Soon - Get big protection in a tiny chip. Introducing chip technology for SpiritBank. SpiritBank Debit Cards will now come with built-in chip technology. These new cards are not only more secure – they’re also easy to use. Customers will begin receiving their new cards this week. Please activate your card within… ... Read More Five Home Loan Tips for a Rising Rate Environment - By Bruce Schultz, SpiritBank Mortgage Manager, SVP Most of us are familiar with the old saying that “What goes up must come down.” However there’s another saying among mortgage bankers when it comes to interest rates—“What has gone down will eventually come back up.” That seems to have been the… ... Read More Equifax Data Breach Information - Equifax Inc. (our primary credit bureau) announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminals exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The company has found no evidence… ... Read More