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December eNewsletter - Welcome to our December business eNewsletter focusing on small business trends for 2019. Quote of the month: "A dream doesn't become reality through magic; it takes sweat, determination, and hard work." - Colin Powell In this Issue... Countdown to 2019: How Local Marketing Can Transform Your Small Business 4 Sales ... Read More November Business eNewsletter - Welcome to our November business eNewsletter focusing on a festive and profitable holiday season. Quote of the month: "This is my wish for you: peace of mind, prosperity through the year, happiness that multiplies, health for you and yours, fun around every corner, energy to chase your dreams, joy to ... Read More October Business eNewsletter - Welcome to our October business eNewsletter focusing on a great workplace. Quote of the month: "Employees who believe that management is concerned about them as a whole person - not just an employee - are more productive, more satisfied, more fulfilled. Satisfied employees mean satisfied customers, which leads to profitability." ... Read More September Business eNewsletter - Welcome to our September business eNewsletter focusing on efficiency in the workplace. Quote of the month: "Make yourself an efficient spark plug, igniting the latent energy of those about you." - David Seabury In this Issue... Top 16 Small Business Management Apps of 2018 A Workplace That Works: How to ... Read More August Business eNewsletter - Welcome to our August business eNewsletter focusing on leadership in the workplace. Quote of the month: "We do not need magic to change the world, we carry all the power we need inside ourselves already: we have the power to imagine better." – J.K. Rowling, author of the Harry Potter ... Read More July Business eNewsletter - Welcome to our July business eNewsletter focused on culture in the workplace. Quote of the month: "Culture is simply a shared way of doing something with a passion. – Brian Chesky, Co-Founder, CEO, Airbnb In this Issue... Supporting Positive Company Culture as Your Small Business Grows Can Awkward Conversations Make ... Read More June Business eNewsletter - Welcome to our June business eNewsletter focused on summer marketing for your small business. Quote of the month: "Man cannot discover new oceans unless he has the courage to lose sight of the shore." ~ Andre Gide In this Issue... Summer Marketing Ideas for Small Business Owners 10 Summer Promotion ... Read More May Business eNewsletter - Welcome to our May business eNewsletter focused on improving customer service for your small business. Quote of the month: "Kind words do not cost much. Yet they accomplish much." - Blaise Pascal, Mathematician, physicist and inventor) In this Issue... Five Ways To Improve Your Customer Service For Little Or No ... Read More Beneficial Ownership - BENEFICIAL OWNERSHIP Overview In May 2016, the Financial Crimes Enforcement Network (“FinCen”) issued a new regulation regarding the beneficial ownership of legal entity customers, most commonly referred to as the “Beneficial Ownership Rule.” Going forward, it will be mandatory for all financial institutions to comply with this regulation by identifying ... Read More May/June Personal Finance Newsletter: Online Security - Welcome to our May/June Personal Finance Newsletter. This issue focuses on ways to keep your financial data secure online. Feel free to email us with suggestions for upcoming newsletter topics you would like to see! _____________________________________ 13 Simple Ways to Protect Your Family's Data With increasing frequency, we're seeing large ... Read More New Chip Cards Coming Soon - Get big protection in a tiny chip. Introducing chip technology for SpiritBank. SpiritBank Debit Cards will now come with built-in chip technology. These new cards are not only more secure – they’re also easy to use. Customers will begin receiving their new cards this week. Please activate your card within ... Read More April 2018 Business eNewsletter - Welcome to our April business eNewsletter focused on Social Media Marketing for your small business. Quote of the month: "Engage, Enlighten, Encourage and especially... just be yourself! Social media is a community effort, everyone is an asset." – Susan Cooper (@buzzedition) In this Issue... 7 Creative Ways to Boost Your ... Read More March 2018 Business eNewsletter - Welcome to our March business eNewsletter focused on Growth for your small business. Quote of the month: "The great thing in this world is not so much where we are, but in what direction we are moving." - Oliver Wendell Holmes In this Issue... 4 Growth Strategies for Oklahoma Small ... Read More Five Home Loan Tips for a Rising Rate Environment - By Bruce Schultz, SpiritBank Mortgage Manager, SVP Most of us are familiar with the old saying that “What goes up must come down.” However there’s another saying among mortgage bankers when it comes to interest rates—“What has gone down will eventually come back up.” That seems to have been the ... Read More February 2018 Business eNewsletter - Welcome to our February business eNewsletter focused on overcoming obstacles in your small business. Quote of the month: "Success is to be measured not so much by the position that one has reached in life as by the obstacles which he has overcome." - Booker T. Washington In this Issue... ... Read More January 2018 eNewsletter - Welcome to our January business eNewsletter focused on New Year's resolutions for your small business. Quote of the month: "You are never too old to set another goal, or to dream a new dream" - C.S. Lewis In this Issue... SpiritBank Business Resource Series Event 9 New Year's Resolutions for ... Read More December 2017 eNewsletter - Welcome to our December business eNewsletter focused on Small Business Trends for 2018. Quote of the month: "Sow a thought, reap an action; sow an action, reap a habit; sow a habit, reap a character; sow a character, reap a destiny." - Chinese Proverb In this Issue... 6 Small Business ... Read More November 2017 eNewsletter - Welcome to our November business eNewsletter focused on cyber security and protecting your business. Quote of the month: "Something You Know + Something You Have + Something You Are = No Match for Something You Do" - Sean Martin, CISSP In this Issue... Celebrate with Us: SpiritBank Holiday Party The ... Read More October 2017 eNewsletter - Welcome to our October business eNewsletter focused on the upcoming holidays. Quote of the month: "Don't judge each day by the harvest you reap but by the seeds you plant." - Robert Louis Stevnson In this Issue... Save the Date: SpiritBank Holiday Party 5 Things Small Businesses Can Do to ... Read More Equifax Data Breach Information - Equifax Inc. (our primary credit bureau) announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminals exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The company has found no evidence ... Read More September 2017 eNewsletter - Welcome to our September business eNewsletter focused on the upcoming SpiritBank DREAM BIG Talks: sales, branding and social media. Quote of the month: "The price of success is hard work, dedication to the job at hand and the determination that whether we win or lose, we have applied the best ... Read More May 2017 eNewlsetter - Welcome to our May business eNewsletter focused on the importance of customer service. Quote of the month: "The goal as a company is to have customer service that is not just the best but legendary." ~ Sam Walton In this Issue... Free Event - Let's Simplify Social Security! How to ... Read More April 2017 eNewsletter - Welcome to our April business eNewsletter focused on leadership, marketing and overcoming obstacles. Quote of the month: "Success is often achieved by those who don't know that failure is inevitable." - Coco Chanel In this Issue... SpiritBank Business Resource Series Arthur Greeno Event Small Business Enterprise (SBE) Mixer I am ... Read More