Check out our competitive rates on CDs, Money Markets and IRAs.
Interest Rates for Certificates of Deposit
Term | Rate | APY* |
---|---|---|
30 day | 0.50% | 0.50% |
91 day | 0.65% | 0.65% |
6 month | 0.80% | 0.80% |
7 month CD Special | 3.93% | 4.00% |
9 month CD Special | 3.98% | 4.05% |
12 month | 1.00% | 1.00% |
13 month CD Special | 4.17% | 4.25% |
24 month | 1.09% | 1.10% |
3 year | 1.14% | 1.15% |
4 year | 1.14% | 1.15% |
5 year | 1.28% | 1.29% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Substantial penalty for early withdrawal of CD. Fees may reduce earnings.
CD Specials have a minimum $2,500 balance to open and obtain advertised APY.
Terms one year and under have a minimum $2,500 balance to open and obtain advertised APY.
Terms over one year have a minimum $1,000 balance to open and obtain advertised APY.
*APY means “Annual Percentage Yield”
Interest Rates for Money Market Accounts
Account Type Consumer VIP Money Market | Rate | APY* |
---|---|---|
Tier 1: $5,000 minimum | 0.75% | 0.75% |
Tier 2: $25,000 minimum | 0.85% | 0.85% |
Tier 3: $75,000 minimum | 0.95% | 0.95% |
Tier 4: $100,000 minimum | 1.05% | 1.05% |
Tier 5: $250,000 minimum | 1.14% | 1.15% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Rate may change after account is opened.
Fees may reduce earnings.
*APY means “Annual Percentage Yield”
Interest Rates for Individual Retirement Accounts
Term | Rate | APY* |
---|---|---|
IRA variable 18-month** | 4.42% | 4.51% |
IRA fixed 30-month | 1.14% | 1.15% |
IRA variable 30-month** | 4.37% | 4.46% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Substantial penalty for early withdrawal of IRA.
Fees may reduce earnings.
*APY means “Annual Percentage Yield”
**Rate may change after account is opened.
Interest Rates for Personal Savings Accounts
Account Type Personal Savings | Rate | APY* |
---|---|---|
Tier 1: Minimum $100 | 0.40% | 0.40% |
Tier 2: Minimum $1,000 | 0.45% | 0.45% |
Tier 3: Minimum $25,000 | 0.50% | 0.50% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Fees may reduce earnings.
*APY means “Annual Percentage Yield”
Interest Rates for Minor Savings Account
Account Type Minor Savings Account | Rate | APY* |
---|---|---|
No Minimum Balance Required | 0.40% | 0.40% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Fees may reduce earnings.
*APY means “Annual Percentage Yield”
Interest Rates for NOW Accounts
Account Type Non-Profit NOW Account | Rate | APY* |
---|---|---|
Tier 1: Minimum $25,000 | 0.75% | 0.75% |
Tier 2: Minimum $75,000 | 0.75% | 0.75% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Account Type Personal NOW Account | Rate | APY* |
---|---|---|
NOW Account Daily collected balance above $1,500 | 0.75% | 0.75% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Account Type HSA Account | Rate | APY* |
---|---|---|
HSA Account Daily balance above $1,500 | 0.75% | 0.75% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Rate may change after account is opened.
Fees may reduce earnings.
*APY means “Annual Percentage Yield”
Interest Rates for Commercial Money Market Accounts
Account Type Commercial Money Market | Rate | APY* |
---|---|---|
Tier 1: $5,000 minimum | 0.75% | 0.75% |
Tier 2: $25,000 minimum | 0.85% | 0.85% |
Tier 3: $100,000 minimum | 0.95% | 0.95% |
Tier 4: $250,000 minimum | 1.05% | 1.05% |
Tier 5: $500,000 minimum | 1.14% | 1.15% |
Interest rates current as of December 3, 2024 and subject to change at any time. |
Rate may change after account is opened. Fees may reduce earnings.
*APY means “Annual Percentage Yield”