Business Resource Center
Money Market
Business Resource Center
Money Market



If your money’s not making money, then it isn’t working for you.

With SpiritBank’s Commercial Money Market accounts you can earn higher interest on your funds while still having quick access to them—without penalty.

Designed for business customers who want to earn a rate on their funds.

  • Tiered interest rate based upon average monthly collected balance
  • Minimum balance of $5,000 required
  • No fee unless balance falls below required minimum

Call (918) 712-9292

Interest Rates for Commercial Money Market Accounts

Account Type
Commercial Money Market
RateAPY*
Tier 1: $5,000 minimum0.85%0.85%
Tier 2: $25,000 minimum1.09%1.10%
Tier 3: $100,000 minimum1.19%1.20%
Tier 4: $250,000 minimum1.29%1.30%
Tier 5: $500,000 minimum1.39%1.40%
Interest rates current as of March 4, 2024 and subject to change at any time.

Rate may change after account is opened. Fees may reduce earnings.

*APY means “Annual Percentage Yield”