Cash Advantage

Imagine all your customers paying you in cash!

Let us alleviate those cumbersome account receivable tasks so you can focus more on your business. With SpiritBank’s Cash Advantage program, you receive immediate cash for all your receivables, improving cash flow without incurring debt.

Call (918) 712-9292 or (405) 302-2000


Contact a SpiritBanker
Find Your Closest Branch

SpiritBank Cash Advantage


What does your business do? Would you like to spend more time doing it?

With SpiritBank's Cash Advantage you'll have more flexiblity to focus on what you do best.

Cash Advantage allows you to:
  • Free up available cash to grow your business
  • Improve profits by taking advantage of merchant discounts and improved cash flow
  • Operate essentially debt free
Cash Advantage offers your business:
  • State of the art receivables management
  • Detailed reporting and tracking of all transactions
  • A low-cost opportunity to convert accounts receivable into working capital without incurring debt
How it works:
  • SpiritBank will purchase your company’s receivables and give you immediate, same day cash
  • You handle the invoicing as usual; we’ll process and apply the payments to your balance
  • We then send transaction information to you for your records
  • A percent of your receivables are set up in an interest-bearing account as a reserve against any uncollectable receivable
With Cash Advantage, you eliminate the time and cost of processing payments in house, and benefit from the immediate cash to help run your business.

Not convinced?

Call (918) 712-9292 or (405) 302-2000

Contact a SpiritBanker
Find Your Closest Branch

Search:

Find a Branch/ATM
Remote Deposit Capture. The Most Innovative Product Since the ATM. SpirtBank’s new service allows you to make your SpiritBank deposits from the convenience of your own office.
Learn More View Demo

Business Banking in Your PC

SpiritBank’s Cash Management. Inside your PC, you will find a full service branch ready to help you manage your business finances on-line anytime. Learn More
SpiritBank's Business Resource Center provides a variety of professional services to businesses across the state. With specialists in accounting, advertising, human resources and more, the Business Resource Center has the perfect partner for your business.
Learn More