Money Market Accounts

Looking for ways to stretch your dollar?

Select an interest-bearing money market account and start making your money work harder for you.

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Indexed Money Market


An ideal product if you carry a high checking account balance.
  • Minimum balance of $5,000
  • Tiered interest rate as adjusted by bank on average monthly collected balance
  • No fee unless balance falls below minimum any time during the month
  • Maximum of 6 debit transactions per month by check, draft or debit card to third parties
Fees may reduce earnings.

Call (918) 712-9292

Open an Account Today
Contact a SpiritBanker
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Premier Money Market


Our premier money market account.
  • $10,000 minimum balance
  • Higher interest paid for average daily balances above $25,000
  • Interest is paid at rate adjusted by bank on average collected balance
  • No fee unless balance falls below minimum balance any time during the month, in which case a $10 charge and no interest paid
  • Maximum of 6 debit transactions per month by check, draft or debit card to third parties

Fees may reduce earnings.

Call (918) 712-9292

Contact a SpiritBanker
Find Your Closest Branch

Interest Rates for Money Market Accounts

Interest rates current as of February 2, 2017 and subject to change at any time.

Account Type Rate APY*
Indexed Money Market
Tier 1: $5,000 Minimum 0.05% 0.05%
Tier 2: $25,000 Minimum 0.05% 0.05%
Tier 3: $50,000 Minimum 0.05% 0.05%
Tier 4: $75,000 Minimum 0.15% 0.15%
Tier 5: $100,000 Minimum 0.26% 0.26%
Premier Money Market
Average daily balance above $10,000 0.10% 0.10%
Average daily balance above $25,000 0.20% 0.20%

Rate may change after account is opened.

Fees may reduce earnings.

*APY means “Annual Percentage Yield”

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