
Thursday, March 26th
11:30 AM – 1:00 PM
SpiritBank Community Room (1st floor)
1800 South Baltimore Avenue, Tulsa, OK 74119
Cash Flow Isn’t Profit: How to Know If Your Business Is Healthy
Cash flow and profitability don’t always tell the same story for small businesses. Join us for an
insight-driven Lunch and Learn with Bill Lee, SpiritBank Chief Credit and Lending Officer, and Garrett Wild, Director of Commercial Credit, AVP as they explore why many businesses are profitable on paper yet stressed in reality.
Key Topics:
• Cash Flow vs. profit
• Reading basic financial statements
• Why profitable businesses still run out of cash
• How to quickly read:
o Cash flow statements
o Income statements
o Bank balances vs. true liquidity
• Early warning signs bankers notice before problems arise
This session will provide practical guidance and insights to help you understand your business finances, recognize potential challenges, and make well-informed decisions.
RSVP to RSVP@SpiritBank.com or 877-327-7660 with your name, business name, and any dietary restrictions.
